• Conventional

Interest Rates:

3.75% - 5.5%

Min. Down Payment 5%

• FHA/VA

Interest Rates:

4.25% - 5.5%

Min. Down Payment .05% - No Down(VA)

Min FICO Score: 530 - No Score

• Down Payment Assistant Programs

$15,000 Wish Program

Cal Homebuyer's Down Payment Assistance Program (3%)

• Hard Money

Interest Rates:

9.75% - 14%

Min. Down Payment 35%

Min. FICO Score: 400 - No Score

Stated Income 700 Non-Owner Occupy

• Streamline Refinance

Interest Rates:

4.25% - 5.25%

No appraisal, no employment, no income varification.

• Refi Plus01858

Interest Rates:

3.75% - 4.85%

Making Homes Affordable Program

Unlimited Loan To Value